Lender in Iowa · HMDA 2025
Flat Branch Mortgage, Inc. mortgages in Iowa
Flat Branch Mortgage, Inc.'s 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Flat Branch Mortgage, Inc. originated 276 owner-occupied single-family loans in Iowa from 278 completed applications.
Its median conventional purchase loan costs were $3,460 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.50% (Iowa: 6.375%).
Loans in IA
276
of 278 applications
Denial rate
0.4%
Purchase · IA 6.3%
Rate spread
+0.29 pts
Conv. · IA −0.05 pts
Loan amount
$195,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 248 | 0.4% | 6.500% | +0.29 pts | $3,460 | $195,000 |
| Refinance | 22 | 21 | 0.0% | — | — | — | $305,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Flat Branch Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pottawattamie County | 4 | 79 | 5.8% |
| Linn County | 8 | 111 | 2.9% |
| Muscatine County | 10 | 13 | 3.1% |
| Johnson County | 12 | 18 | 0.8% |
| Harrison County | 15 | 4 | 1.7% |
| Jones County | 16 | 5 | 2.1% |
| Cedar County | 17 | 3 | 1.0% |
| Taylor County | 17 | 1 | 2.0% |
| Benton County | 19 | 6 | 1.4% |
| Delaware County | 23 | 2 | 0.9% |
| Calhoun County | 24 | 1 | 1.2% |
| Tama County | 25 | 2 | 1.1% |
- Flat Branch Mortgage, Inc. nationwide
- Iowa mortgage market
- Flat Branch Mortgage, Inc. in Missouri
- Flat Branch Mortgage, Inc. in Illinois
- Flat Branch Mortgage, Inc. in Oklahoma
- Flat Branch Mortgage, Inc. in Arkansas
- Flat Branch Mortgage, Inc. in Kansas
- Flat Branch Mortgage, Inc. in Texas
- Flat Branch Mortgage, Inc. in Colorado
- Flat Branch Mortgage, Inc. in Indiana
- Flat Branch Mortgage, Inc. in Nebraska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology