Lender in Missouri · HMDA 2025
Flat Branch Mortgage, Inc. mortgages in Missouri
Flat Branch Mortgage, Inc.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Flat Branch Mortgage, Inc. originated 6,684 owner-occupied single-family loans in Missouri from 6,822 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $3,520 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
6,684
of 6,822 applications
Denial rate
1.0%
Purchase · MO 6.5%
Rate spread
+0.24 pts
Conv. · MO +0.24 pts
Loan amount
$225,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,934 | 5,810 | 1.0% | 6.625% | +0.24 pts | $3,520 | $225,000 |
| Refinance | 559 | 548 | 1.3% | 6.490% | +0.07 pts | $3,160 | $285,000 |
| Cash-out refinance | 329 | 326 | 0.9% | 6.875% | +0.41 pts | $3,110 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Flat Branch Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 108.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jasper County | 1 | 709 | 38.9% |
| Boone County | 1 | 478 | 19.0% |
| Greene County | 1 | 463 | 9.5% |
| Newton County | 1 | 262 | 31.5% |
| Cole County | 1 | 257 | 20.8% |
| Christian County | 1 | 188 | 9.9% |
| Pulaski County | 1 | 181 | 19.0% |
| Callaway County | 1 | 154 | 23.1% |
| Johnson County | 1 | 113 | 10.6% |
| Camden County | 1 | 110 | 13.3% |
| Laclede County | 1 | 104 | 22.8% |
| Polk County | 1 | 84 | 16.8% |
| Saline County | 1 | 81 | 28.7% |
| Audrain County | 1 | 72 | 22.7% |
| Lawrence County | 1 | 69 | 11.9% |
| Miller County | 1 | 69 | 20.5% |
| Randolph County | 1 | 64 | 18.0% |
| Warren County | 1 | 54 | 6.5% |
| Webster County | 1 | 49 | 7.9% |
| Moniteau County | 1 | 40 | 19.8% |
| Texas County | 1 | 33 | 12.9% |
| Cooper County | 1 | 31 | 13.3% |
| Dallas County | 1 | 31 | 14.2% |
| Wright County | 1 | 26 | 11.9% |
| New Madrid County | 1 | 25 | 18.4% |
| Vernon County | 1 | 25 | 12.2% |
| Barton County | 1 | 19 | 17.9% |
| Pemiscot County | 1 | 14 | 17.3% |
| Montgomery County | 1 | 13 | 9.3% |
| Dade County | 1 | 10 | 12.2% |
- Flat Branch Mortgage, Inc. nationwide
- Missouri mortgage market
- Flat Branch Mortgage, Inc. in Illinois
- Flat Branch Mortgage, Inc. in Oklahoma
- Flat Branch Mortgage, Inc. in Arkansas
- Flat Branch Mortgage, Inc. in Kansas
- Flat Branch Mortgage, Inc. in Texas
- Flat Branch Mortgage, Inc. in Colorado
- Flat Branch Mortgage, Inc. in Iowa
- Flat Branch Mortgage, Inc. in Indiana
- Flat Branch Mortgage, Inc. in Nebraska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology