Lender in Illinois · HMDA 2025
Flat Branch Mortgage, Inc. mortgages in Illinois
Flat Branch Mortgage, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Flat Branch Mortgage, Inc. originated 1,662 owner-occupied single-family loans in Illinois from 1,700 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $2,890 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
1,662
of 1,700 applications
Denial rate
1.8%
Purchase · IL 9.2%
Rate spread
+0.37 pts
Conv. · IL +0.27 pts
Loan amount
$155,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,592 | 1,557 | 1.8% | 6.625% | +0.37 pts | $2,890 | $155,000 |
| Refinance | 76 | 74 | 1.3% | 6.490% | +0.06 pts | $2,800 | $235,000 |
| Cash-out refinance | 32 | 31 | 3.1% | — | — | — | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Flat Branch Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 53.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fulton County | 1 | 71 | 18.9% |
| Ford County | 1 | 29 | 13.6% |
| Marshall County | 1 | 19 | 11.0% |
| Peoria County | 2 | 331 | 14.9% |
| Tazewell County | 2 | 224 | 12.8% |
| Mason County | 2 | 18 | 11.1% |
| Woodford County | 3 | 49 | 9.3% |
| Coles County | 3 | 29 | 7.9% |
| Marion County | 3 | 27 | 8.3% |
| Douglas County | 3 | 23 | 10.2% |
| De Witt County | 3 | 15 | 7.3% |
| Stark County | 3 | 5 | 10.4% |
| Champaign County | 4 | 143 | 7.0% |
| Piatt County | 4 | 22 | 7.5% |
| Jersey County | 4 | 21 | 6.9% |
| Macon County | 5 | 56 | 4.4% |
| Adams County | 5 | 51 | 9.4% |
| Vermilion County | 5 | 43 | 5.9% |
| Greene County | 5 | 5 | 4.4% |
| Clinton County | 6 | 18 | 4.2% |
| McDonough County | 7 | 11 | 5.0% |
| Edgar County | 7 | 5 | 3.3% |
| Pike County | 7 | 4 | 5.8% |
| Macoupin County | 9 | 14 | 2.7% |
| Jefferson County | 9 | 8 | 3.0% |
| Hancock County | 9 | 4 | 3.1% |
| Wayne County | 9 | 2 | 2.3% |
| Calhoun County | 9 | 1 | 3.6% |
| Logan County | 10 | 14 | 3.7% |
| Iroquois County | 10 | 7 | 2.8% |
- Flat Branch Mortgage, Inc. nationwide
- Illinois mortgage market
- Flat Branch Mortgage, Inc. in Missouri
- Flat Branch Mortgage, Inc. in Oklahoma
- Flat Branch Mortgage, Inc. in Arkansas
- Flat Branch Mortgage, Inc. in Kansas
- Flat Branch Mortgage, Inc. in Texas
- Flat Branch Mortgage, Inc. in Colorado
- Flat Branch Mortgage, Inc. in Iowa
- Flat Branch Mortgage, Inc. in Indiana
- Flat Branch Mortgage, Inc. in Nebraska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology