Lender in Arkansas · HMDA 2025
Gateway First Bank mortgages in Arkansas
Gateway First Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Gateway First Bank originated 309 owner-occupied single-family loans in Arkansas from 329 completed applications.
Its median conventional purchase loan costs were $3,770 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.625% (Arkansas: 6.625%).
Loans in AR
309
of 329 applications
Denial rate
4.3%
Purchase · AR 8.5%
Rate spread
+0.03 pts
Conv. · AR +0.17 pts
Loan amount
$285,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 232 | 221 | 4.3% | 6.625% | +0.03 pts | $3,770 | $285,000 |
| Refinance | 59 | 56 | 5.1% | 6.375% | −0.14 pts | $3,460 | $305,000 |
| Cash-out refinance | 38 | 32 | 15.8% | 6.500% | +0.19 pts | $3,750 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Gateway First Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Benton County | 6 | 132 | 2.0% |
| Madison County | 6 | 8 | 3.9% |
| Washington County | 7 | 85 | 2.3% |
| Stone County | 12 | 2 | 1.8% |
| Ashley County | 15 | 1 | 0.8% |
| Carroll County | 17 | 4 | 1.4% |
| Arkansas County | 21 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology