Lender in Missouri · HMDA 2025
Gateway First Bank mortgages in Missouri
Gateway First Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Gateway First Bank originated 211 owner-occupied single-family loans in Missouri from 234 completed applications.
Its median conventional purchase loan costs were $2,880 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.875% (Missouri: 6.625%).
Loans in MO
211
of 234 applications
Denial rate
7.8%
Purchase · MO 6.5%
Rate spread
+0.28 pts
Conv. · MO +0.24 pts
Loan amount
$225,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 163 | 7.8% | 6.875% | +0.28 pts | $2,880 | $225,000 |
| Refinance | 28 | 26 | 7.1% | — | +0.03 pts | $3,130 | $335,000 |
| Cash-out refinance | 26 | 22 | 11.5% | — | — | — | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Gateway First Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pettis County | 1 | 76 | 12.4% |
| McDonald County | 6 | 8 | 3.7% |
| Benton County | 9 | 8 | 2.7% |
| Dade County | 9 | 3 | 3.7% |
| Newton County | 10 | 14 | 1.7% |
| Morgan County | 12 | 4 | 1.8% |
| Jasper County | 13 | 22 | 1.2% |
| Saline County | 13 | 5 | 1.8% |
| Vernon County | 13 | 4 | 1.9% |
| Cass County | 22 | 28 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology