Lender in Kansas · HMDA 2025
Gateway First Bank mortgages in Kansas
Gateway First Bank's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Gateway First Bank originated 479 owner-occupied single-family loans in Kansas from 496 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $3,340 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.50% (Kansas: 6.625%).
Loans in KS
479
of 496 applications
Denial rate
2.8%
Purchase · KS 6.6%
Rate spread
+0.07 pts
Conv. · KS +0.18 pts
Loan amount
$205,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 435 | 422 | 2.8% | 6.500% | +0.07 pts | $3,340 | $205,000 |
| Refinance | 36 | 33 | 8.3% | — | +0.04 pts | $3,350 | $235,000 |
| Cash-out refinance | 25 | 24 | 4.0% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Gateway First Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 1 | 18 | 15.0% |
| Butler County | 2 | 61 | 5.5% |
| McPherson County | 3 | 32 | 10.8% |
| Crawford County | 6 | 10 | 2.8% |
| Harper County | 6 | 3 | 5.8% |
| Sedgwick County | 7 | 272 | 3.7% |
| Cowley County | 7 | 12 | 3.8% |
| Coffey County | 7 | 3 | 3.5% |
| Ellsworth County | 7 | 1 | 4.2% |
| Harvey County | 9 | 14 | 3.2% |
| Ford County | 9 | 6 | 2.1% |
| Wilson County | 10 | 1 | 1.4% |
| Reno County | 12 | 12 | 1.6% |
| Labette County | 13 | 2 | 1.1% |
| Greenwood County | 15 | 1 | 2.6% |
| Rice County | 15 | 1 | 1.3% |
| Sumner County | 17 | 6 | 2.0% |
| Cherokee County | 18 | 2 | 0.9% |
| Kingman County | 22 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology