Lender in Oklahoma · HMDA 2025
Gateway First Bank mortgages in Oklahoma
Gateway First Bank's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Gateway First Bank originated 1,196 owner-occupied single-family loans in Oklahoma from 1,258 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $4,770 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
1,196
of 1,258 applications
Denial rate
2.2%
Purchase · OK 7.6%
Rate spread
+0.18 pts
Conv. · OK +0.21 pts
Loan amount
$225,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,079 | 1,046 | 2.2% | 6.625% | +0.18 pts | $4,770 | $225,000 |
| Refinance | 119 | 105 | 11.8% | 6.625% | +0.09 pts | $5,150 | $325,000 |
| Cash-out refinance | 60 | 45 | 21.7% | 7.125% | +0.60 pts | $5,260 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Gateway First Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 45.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Garfield County | 1 | 123 | 19.2% |
| Pontotoc County | 1 | 81 | 20.6% |
| Carter County | 2 | 34 | 6.7% |
| Major County | 2 | 5 | 11.1% |
| Alfalfa County | 2 | 3 | 16.7% |
| Garvin County | 3 | 17 | 7.0% |
| Hughes County | 3 | 6 | 7.4% |
| Harper County | 3 | 1 | 11.1% |
| Love County | 4 | 4 | 5.6% |
| Woods County | 4 | 4 | 9.1% |
| Cleveland County | 5 | 159 | 4.3% |
| Bryan County | 5 | 33 | 6.7% |
| McClain County | 5 | 27 | 3.1% |
| Delaware County | 5 | 15 | 4.2% |
| Seminole County | 5 | 8 | 4.4% |
| Marshall County | 6 | 5 | 3.4% |
| Atoka County | 6 | 4 | 5.1% |
| Jefferson County | 8 | 1 | 2.6% |
| Oklahoma County | 9 | 237 | 2.5% |
| Murray County | 9 | 4 | 2.8% |
| Adair County | 9 | 3 | 2.4% |
| Choctaw County | 9 | 1 | 1.9% |
| Grant County | 9 | 1 | 2.6% |
| Kay County | 10 | 4 | 1.1% |
| Tulsa County | 11 | 172 | 2.1% |
| Logan County | 11 | 21 | 2.1% |
| Okfuskee County | 11 | 2 | 2.4% |
| Johnston County | 11 | 1 | 1.8% |
| Woodward County | 12 | 3 | 2.0% |
| Canadian County | 13 | 64 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology