Lender in California · HMDA 2025
Homeamerican Mortgage Corporation mortgages in California
Homeamerican Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Homeamerican Mortgage Corporation originated 796 owner-occupied single-family loans in California from 857 completed applications.
Its median conventional purchase loan costs were $1,300 versus $7,920 for all California lenders, at a median 30-year fixed rate of 4.999% (California: 6.625%).
Loans in CA
796
of 857 applications
Denial rate
7.0%
Purchase · CA 8.9%
Rate spread
−1.29 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 857 | 796 | 7.0% | 4.999% | −1.29 pts | $1,300 | $565,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Homeamerican Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yuba County | 4 | 66 | 4.8% |
| San Joaquin County | 12 | 122 | 1.5% |
| Placer County | 12 | 119 | 1.9% |
| San Bernardino County | 25 | 154 | 0.8% |
- Homeamerican Mortgage Corporation nationwide
- California mortgage market
- Homeamerican Mortgage Corporation in Colorado
- Homeamerican Mortgage Corporation in Arizona
- Homeamerican Mortgage Corporation in Florida
- Homeamerican Mortgage Corporation in Nevada
- Homeamerican Mortgage Corporation in Utah
- Homeamerican Mortgage Corporation in Washington
- Homeamerican Mortgage Corporation in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology