Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Utah · HMDA 2025

Homeamerican Mortgage Corporation mortgages in Utah

Homeamerican Mortgage Corporation's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.

Homeamerican Mortgage Corporation originated 297 owner-occupied single-family loans in Utah from 363 completed applications.

Its median conventional purchase loan costs were $4,060 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 4.875% (Utah: 6.50%).

Loans in UT
297
of 363 applications
Denial rate
6.6%
Purchase · UT 6.5%
Rate spread
−1.38 pts
Conv. · UT +0.05 pts
Loan amount
$565,000
Purchase · UT $435,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3632976.6%4.875%−1.38 pts$4,060$565,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Utah counties where Homeamerican Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Box Elder County7463.9%
Morgan County752.1%
Tooele County8603.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology