Lender in Virginia · HMDA 2025
Homeamerican Mortgage Corporation mortgages in Virginia
Homeamerican Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Homeamerican Mortgage Corporation originated 209 owner-occupied single-family loans in Virginia from 260 completed applications.
Its median conventional purchase loan costs were $2,940 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 5.375% (Virginia: 6.625%).
Loans in VA
209
of 260 applications
Denial rate
8.8%
Purchase · VA 6.9%
Rate spread
−1.17 pts
Conv. · VA +0.10 pts
Loan amount
$515,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 260 | 209 | 8.8% | 5.375% | −1.17 pts | $2,940 | $515,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Homeamerican Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 3 | 49 | 5.3% |
| Fauquier County | 6 | 42 | 3.5% |
| Caroline County | 6 | 25 | 2.9% |
| Frederick County | 12 | 40 | 2.1% |
| Culpeper County | 20 | 12 | 1.2% |
| King William County | 21 | 5 | 1.1% |
- Homeamerican Mortgage Corporation nationwide
- Virginia mortgage market
- Homeamerican Mortgage Corporation in Colorado
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- Homeamerican Mortgage Corporation in California
- Homeamerican Mortgage Corporation in Florida
- Homeamerican Mortgage Corporation in Nevada
- Homeamerican Mortgage Corporation in Utah
- Homeamerican Mortgage Corporation in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology