Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Homeamerican Mortgage Corporation mortgages in Florida

Homeamerican Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Homeamerican Mortgage Corporation originated 590 owner-occupied single-family loans in Florida from 742 completed applications.

Its median conventional purchase loan costs were $920 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 4.875% (Florida: 6.625%).

Loans in FL
590
of 742 applications
Denial rate
15.5%
Purchase · FL 12.8%
Rate spread
−1.67 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase74259015.5%4.875%−1.67 pts$920$365,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Florida counties where Homeamerican Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Lake County181021.4%
St. Johns County18871.2%
Nassau County22181.1%
Polk County231321.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology