Lender in Florida · HMDA 2025
Ixonia Bank mortgages in Florida
Ixonia Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Ixonia Bank originated 533 owner-occupied single-family loans in Florida from 583 completed applications.
Its median conventional purchase loan costs were $7,690 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
533
of 583 applications
Denial rate
7.5%
Purchase · FL 12.8%
Rate spread
+0.32 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 517 | 475 | 7.5% | 6.750% | +0.32 pts | $7,690 | $315,000 |
| Refinance | 17 | 15 | — | — | — | — | — |
| Cash-out refinance | 49 | 43 | 12.2% | — | — | — | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Ixonia Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Levy County | 22 | 4 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology