Lender in Tennessee · HMDA 2025
Ixonia Bank mortgages in Tennessee
Ixonia Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Ixonia Bank originated 277 owner-occupied single-family loans in Tennessee from 300 completed applications.
Its median conventional purchase loan costs were $6,450 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.75% (Tennessee: 6.624%).
Loans in TN
277
of 300 applications
Denial rate
7.4%
Purchase · TN 7.7%
Rate spread
+0.35 pts
Conv. · TN +0.11 pts
Loan amount
$325,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 270 | 250 | 7.4% | 6.750% | +0.35 pts | $6,450 | $325,000 |
| Refinance | 13 | 12 | — | — | — | — | — |
| Cash-out refinance | 17 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Ixonia Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rhea County | 15 | 8 | 1.8% |
| Macon County | 16 | 7 | 1.7% |
| Rutherford County | 22 | 65 | 1.1% |
| Franklin County | 25 | 5 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology