Lender in Indiana · HMDA 2025
Ixonia Bank mortgages in Indiana
Ixonia Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Ixonia Bank originated 357 owner-occupied single-family loans in Indiana from 378 completed applications.
Its median conventional purchase loan costs were $4,640 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
357
of 378 applications
Denial rate
4.9%
Purchase · IN 7.4%
Rate spread
+0.53 pts
Conv. · IN +0.24 pts
Loan amount
$255,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 309 | 292 | 4.9% | 6.875% | +0.53 pts | $4,640 | $255,000 |
| Refinance | 43 | 43 | 0.0% | 6.625% | +0.34 pts | $3,000 | $285,000 |
| Cash-out refinance | 26 | 22 | 7.7% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Ixonia Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Porter County | 8 | 92 | 3.2% |
| Miami County | 14 | 7 | 1.8% |
| Lake County | 20 | 102 | 1.4% |
| LaPorte County | 21 | 19 | 1.5% |
| Jasper County | 21 | 7 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology