Lender in Ohio · HMDA 2025
Ixonia Bank mortgages in Ohio
Ixonia Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Ixonia Bank originated 963 owner-occupied single-family loans in Ohio from 1,000 completed applications.
Its median conventional purchase loan costs were $5,900 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
963
of 1,000 applications
Denial rate
2.0%
Purchase · OH 7.1%
Rate spread
+0.63 pts
Conv. · OH +0.22 pts
Loan amount
$165,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 946 | 916 | 2.0% | 6.875% | +0.63 pts | $5,900 | $165,000 |
| Refinance | 23 | 17 | 21.7% | — | — | — | — |
| Cash-out refinance | 31 | 30 | 3.2% | — | — | — | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Ixonia Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Trumbull County | 1 | 409 | 16.8% |
| Mahoning County | 3 | 229 | 8.3% |
| Columbiana County | 3 | 79 | 7.5% |
| Ashtabula County | 7 | 50 | 4.4% |
| Guernsey County | 17 | 7 | 1.7% |
| Portage County | 18 | 25 | 1.3% |
| Geauga County | 18 | 15 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology