Lender in Indiana · HMDA 2025
KeyBank, N.A. mortgages in Indiana
KeyBank, N.A.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
KeyBank, N.A. originated 311 owner-occupied single-family loans in Indiana from 453 completed applications.
Its median conventional purchase loan costs were $3,230 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
311
of 453 applications
Denial rate
21.5%
Purchase · IN 7.4%
Rate spread
+0.02 pts
Conv. · IN +0.24 pts
Loan amount
$205,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 214 | 165 | 21.5% | 6.500% | +0.02 pts | $3,230 | $205,000 |
| Refinance | 64 | 36 | 39.1% | — | +0.15 pts | $2,910 | $145,000 |
| Cash-out refinance | 175 | 110 | 36.6% | 6.875% | +0.27 pts | $3,350 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where KeyBank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Howard County | 16 | 23 | 1.5% |
| Madison County | 18 | 34 | 1.6% |
| Starke County | 19 | 6 | 1.7% |
| Elkhart County | 22 | 27 | 1.1% |
| Shelby County | 22 | 9 | 1.1% |
| Tipton County | 23 | 3 | 1.2% |
| St. Joseph County | 24 | 24 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology