Lender in Washington · HMDA 2025
KeyBank, N.A. mortgages in Washington
KeyBank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
KeyBank, N.A. originated 484 owner-occupied single-family loans in Washington from 734 completed applications.
Its median conventional purchase loan costs were $5,540 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
484
of 734 applications
Denial rate
23.6%
Purchase · WA 5.9%
Rate spread
−0.01 pts
Conv. · WA +0.10 pts
Loan amount
$575,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 318 | 242 | 23.6% | 6.500% | −0.01 pts | $5,540 | $575,000 |
| Refinance | 202 | 120 | 40.1% | 6.250% | −0.06 pts | $4,290 | $805,000 |
| Cash-out refinance | 214 | 122 | 42.5% | 6.625% | +0.09 pts | $4,140 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where KeyBank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yakima County | 19 | 23 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology