Lender in Oregon · HMDA 2025
KeyBank, N.A. mortgages in Oregon
KeyBank, N.A.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
KeyBank, N.A. originated 216 owner-occupied single-family loans in Oregon from 287 completed applications.
Its median conventional purchase loan costs were $6,220 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.375% (Oregon: 6.625%).
Loans in OR
216
of 287 applications
Denial rate
9.4%
Purchase · OR 5.7%
Rate spread
−0.02 pts
Conv. · OR +0.12 pts
Loan amount
$435,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 159 | 142 | 9.4% | 6.375% | −0.02 pts | $6,220 | $435,000 |
| Refinance | 54 | 34 | 33.3% | — | −0.00 pts | $5,590 | $485,000 |
| Cash-out refinance | 74 | 40 | 46.0% | 6.625% | +0.07 pts | $5,370 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where KeyBank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hood River County | 13 | 4 | 2.3% |
| Benton County | 18 | 10 | 1.4% |
| Linn County | 23 | 19 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology