Lender in Pennsylvania · HMDA 2025
KeyBank, N.A. mortgages in Pennsylvania
KeyBank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
KeyBank, N.A. originated 275 owner-occupied single-family loans in Pennsylvania from 406 completed applications.
Its median conventional purchase loan costs were $4,960 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
275
of 406 applications
Denial rate
17.2%
Purchase · PA 6.7%
Rate spread
+0.00 pts
Conv. · PA +0.17 pts
Loan amount
$195,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 169 | 138 | 17.2% | 6.500% | +0.00 pts | $4,960 | $195,000 |
| Refinance | 70 | 38 | 44.3% | — | +0.11 pts | $2,920 | $115,000 |
| Cash-out refinance | 167 | 99 | 39.5% | 6.750% | +0.25 pts | $3,480 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where KeyBank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 7 | 8 | 2.4% |
| Carbon County | 19 | 13 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology