Lender in Illinois · HMDA 2025
MLD Mortgage Inc. mortgages in Illinois
MLD Mortgage Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
MLD Mortgage Inc. originated 929 owner-occupied single-family loans in Illinois from 995 completed applications.
Its median conventional purchase loan costs were $6,000 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
929
of 995 applications
Denial rate
3.0%
Purchase · IL 9.2%
Rate spread
+0.32 pts
Conv. · IL +0.27 pts
Loan amount
$245,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 806 | 751 | 3.0% | 6.625% | +0.32 pts | $6,000 | $245,000 |
| Refinance | 134 | 125 | 1.5% | 6.375% | +0.04 pts | $2,920 | $335,000 |
| Cash-out refinance | 55 | 53 | 1.8% | 6.875% | +0.40 pts | $3,590 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where MLD Mortgage Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Peoria County | 4 | 177 | 8.0% |
| Tazewell County | 5 | 101 | 5.8% |
| Marshall County | 5 | 7 | 4.0% |
| Stark County | 7 | 2 | 4.2% |
| Woodford County | 10 | 15 | 2.9% |
| Warren County | 11 | 2 | 1.6% |
| Logan County | 18 | 4 | 1.1% |
| Mason County | 18 | 2 | 1.2% |
| Kane County | 19 | 104 | 1.4% |
| Putnam County | 19 | 1 | 1.7% |
| McHenry County | 23 | 62 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology