Lender in Washington · HMDA 2025
MLD Mortgage Inc. mortgages in Washington
MLD Mortgage Inc.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
MLD Mortgage Inc. originated 231 owner-occupied single-family loans in Washington from 252 completed applications.
Its median conventional purchase loan costs were $7,110 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
231
of 252 applications
Denial rate
1.3%
Purchase · WA 5.9%
Rate spread
+0.08 pts
Conv. · WA +0.10 pts
Loan amount
$455,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 149 | 135 | 1.3% | 6.500% | +0.08 pts | $7,110 | $455,000 |
| Refinance | 74 | 70 | 0.0% | 6.490% | +0.12 pts | $7,200 | $495,000 |
| Cash-out refinance | 29 | 26 | 0.0% | — | — | — | $505,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where MLD Mortgage Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mason County | 17 | 14 | 1.4% |
| Thurston County | 20 | 43 | 1.0% |
| Grays Harbor County | 24 | 12 | 1.1% |
| Lewis County | 25 | 10 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology