Lender in New Jersey · HMDA 2025
MLD Mortgage Inc. mortgages in New Jersey
MLD Mortgage Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
MLD Mortgage Inc. originated 432 owner-occupied single-family loans in New Jersey from 510 completed applications.
Its median conventional purchase loan costs were $6,020 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.49% (New Jersey: 6.625%).
Loans in NJ
432
of 510 applications
Denial rate
6.0%
Purchase · NJ 8.4%
Rate spread
+0.01 pts
Conv. · NJ +0.12 pts
Loan amount
$365,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 417 | 361 | 6.0% | 6.490% | +0.01 pts | $6,020 | $365,000 |
| Refinance | 65 | 51 | 4.6% | 6.125% | −0.09 pts | $4,260 | $425,000 |
| Cash-out refinance | 28 | 20 | 7.1% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where MLD Mortgage Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mercer County | 6 | 119 | 3.1% |
| Passaic County | 25 | 33 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology