Lender in Oklahoma · HMDA 2025
MLD Mortgage Inc. mortgages in Oklahoma
MLD Mortgage Inc.'s 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
MLD Mortgage Inc. originated 580 owner-occupied single-family loans in Oklahoma from 614 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $4,530 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
580
of 614 applications
Denial rate
1.0%
Purchase · OK 7.6%
Rate spread
+0.13 pts
Conv. · OK +0.21 pts
Loan amount
$235,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 596 | 565 | 1.0% | 6.625% | +0.13 pts | $4,530 | $235,000 |
| Refinance | 10 | 9 | — | — | — | — | — |
| Cash-out refinance | 8 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where MLD Mortgage Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Oklahoma County | 7 | 277 | 2.9% |
| Logan County | 8 | 27 | 2.7% |
| Cleveland County | 9 | 90 | 2.4% |
| Jefferson County | 9 | 1 | 2.6% |
| Canadian County | 10 | 96 | 2.6% |
| McClain County | 10 | 20 | 2.3% |
| Grady County | 10 | 19 | 2.0% |
| Pottawatomie County | 13 | 14 | 1.6% |
| Okfuskee County | 13 | 2 | 2.4% |
| Garvin County | 21 | 3 | 1.2% |
| Hughes County | 24 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology