Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Morgan Stanley Private Bank, N.A. mortgages in Florida

Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Morgan Stanley Private Bank, N.A. originated 555 owner-occupied single-family loans in Florida from 618 completed applications.

Its median conventional purchase loan costs were $5,410 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.05% (Florida: 6.625%).

Loans in FL
555
of 618 applications
Denial rate
4.5%
Purchase · FL 12.8%
Rate spread
−0.24 pts
Conv. · FL +0.14 pts
Loan amount
$785,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5625034.5%6.050%−0.24 pts$5,410$785,000
Refinance28273.6%—−0.07 pts$5,440$775,000
Cash-out refinance28253.6%—+0.00 pts$7,330$1,115,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology