Lender in California · HMDA 2025
Morgan Stanley Private Bank, N.A. mortgages in California
Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Morgan Stanley Private Bank, N.A. originated 1,119 owner-occupied single-family loans in California from 1,226 completed applications.
Its median conventional purchase loan costs were $6,870 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.05% (California: 6.625%).
Loans in CA
1,119
of 1,226 applications
Denial rate
2.4%
Purchase · CA 8.9%
Rate spread
−0.26 pts
Conv. · CA +0.09 pts
Loan amount
$1,165,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 974 | 905 | 2.4% | 6.050% | −0.26 pts | $6,870 | $1,165,000 |
| Refinance | 185 | 163 | 7.0% | 5.990% | −0.14 pts | $3,940 | $985,000 |
| Cash-out refinance | 67 | 51 | 14.9% | — | −0.13 pts | $4,340 | $1,305,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Morgan Stanley Private Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Francisco County | 12 | 88 | 1.7% |
| Marin County | 16 | 42 | 1.9% |
| Napa County | 16 | 13 | 1.4% |
| San Mateo County | 19 | 73 | 1.2% |
| Santa Cruz County | 22 | 14 | 0.9% |
| Santa Clara County | 25 | 116 | 0.7% |
- Morgan Stanley Private Bank, N.A. nationwide
- California mortgage market
- Morgan Stanley Private Bank, N.A. in New York
- Morgan Stanley Private Bank, N.A. in Florida
- Morgan Stanley Private Bank, N.A. in Texas
- Morgan Stanley Private Bank, N.A. in New Jersey
- Morgan Stanley Private Bank, N.A. in Massachusetts
- Morgan Stanley Private Bank, N.A. in Illinois
- Morgan Stanley Private Bank, N.A. in Colorado
- Morgan Stanley Private Bank, N.A. in Washington
- Morgan Stanley Private Bank, N.A. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology