Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Morgan Stanley Private Bank, N.A. mortgages in Texas

Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Morgan Stanley Private Bank, N.A. originated 433 owner-occupied single-family loans in Texas from 478 completed applications.

Its median conventional purchase loan costs were $4,400 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.10% (Texas: 6.50%).

Loans in TX
433
of 478 applications
Denial rate
2.3%
Purchase · TX 10.2%
Rate spread
−0.23 pts
Conv. · TX +0.09 pts
Loan amount
$745,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4414052.3%6.100%−0.23 pts$4,400$745,000
Refinance252112.0%—−0.04 pts$6,150$765,000
Cash-out refinance127—————

*Conventional loans only; medians with at least 20 loans.

Texas counties where Morgan Stanley Private Bank, N.A. ranks in the top 25

CountyRankLoansMarket share
Llano County2031.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology