Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Morgan Stanley Private Bank, N.A. mortgages in Washington

Morgan Stanley Private Bank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Morgan Stanley Private Bank, N.A. originated 210 owner-occupied single-family loans in Washington from 228 completed applications.

Its median conventional purchase loan costs were $4,920 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.05% (Washington: 6.625%).

Loans in WA
210
of 228 applications
Denial rate
0.5%
Purchase · WA 5.9%
Rate spread
−0.25 pts
Conv. · WA +0.10 pts
Loan amount
$825,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1891770.5%6.050%−0.25 pts$4,920$825,000
Refinance34302.9%—−0.23 pts$3,580$765,000
Cash-out refinance53—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology