Lender in California · HMDA 2025
Nations Direct Mortgage, LLC mortgages in California
Nations Direct Mortgage, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Nations Direct Mortgage, LLC originated 568 owner-occupied single-family loans in California from 619 completed applications.
Its median conventional purchase loan costs were $9,390 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
568
of 619 applications
Denial rate
8.0%
Purchase · CA 8.9%
Rate spread
+0.27 pts
Conv. · CA +0.09 pts
Loan amount
$535,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 347 | 8.0% | 6.625% | +0.27 pts | $9,390 | $535,000 |
| Refinance | 93 | 90 | 3.2% | 6.625% | +0.27 pts | $7,970 | $605,000 |
| Cash-out refinance | 149 | 131 | 12.1% | 6.750% | +0.43 pts | $7,750 | $465,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Nations Direct Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sierra County | 11 | 1 | 4.2% |
| Mariposa County | 12 | 3 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology