Lender in Washington · HMDA 2025
Nations Direct Mortgage, LLC mortgages in Washington
Nations Direct Mortgage, LLC's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Nations Direct Mortgage, LLC originated 374 owner-occupied single-family loans in Washington from 384 completed applications.
Its median conventional purchase loan costs were $6,170 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
374
of 384 applications
Denial rate
2.1%
Purchase · WA 5.9%
Rate spread
+0.15 pts
Conv. · WA +0.10 pts
Loan amount
$455,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 293 | 287 | 2.1% | 6.625% | +0.15 pts | $6,170 | $455,000 |
| Refinance | 53 | 52 | 1.9% | 6.625% | +0.05 pts | $8,860 | $515,000 |
| Cash-out refinance | 38 | 35 | 7.9% | 6.615% | +0.18 pts | $5,040 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Nations Direct Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Skamania County | 8 | 5 | 3.1% |
| Clark County | 10 | 149 | 2.1% |
| Cowlitz County | 10 | 39 | 2.3% |
| Stevens County | 13 | 9 | 1.9% |
| Benton County | 20 | 34 | 1.1% |
| Ferry County | 20 | 1 | 2.6% |
| Lincoln County | 22 | 3 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology