Lender in Pennsylvania · HMDA 2025
Nations Direct Mortgage, LLC mortgages in Pennsylvania
Nations Direct Mortgage, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Nations Direct Mortgage, LLC originated 490 owner-occupied single-family loans in Pennsylvania from 508 completed applications.
Its median conventional purchase loan costs were $10,490 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
490
of 508 applications
Denial rate
3.0%
Purchase · PA 6.7%
Rate spread
+0.18 pts
Conv. · PA +0.17 pts
Loan amount
$345,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 459 | 445 | 3.0% | 6.625% | +0.18 pts | $10,490 | $345,000 |
| Refinance | 30 | 29 | 3.3% | — | +0.10 pts | $10,890 | $415,000 |
| Cash-out refinance | 19 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Nations Direct Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chester County | 21 | 70 | 1.1% |
| Montgomery County | 23 | 100 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology