Lender in Massachusetts · HMDA 2025
Nations Direct Mortgage, LLC mortgages in Massachusetts
Nations Direct Mortgage, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Nations Direct Mortgage, LLC originated 253 owner-occupied single-family loans in Massachusetts from 266 completed applications.
Its median conventional purchase loan costs were $4,330 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.615% (Massachusetts: 6.575%).
Loans in MA
253
of 266 applications
Denial rate
8.6%
Purchase · MA 6.3%
Rate spread
−0.07 pts
Conv. · MA +0.02 pts
Loan amount
$495,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 116 | 106 | 8.6% | 6.615% | −0.07 pts | $4,330 | $495,000 |
| Refinance | 136 | 133 | 2.2% | 6.125% | −0.20 pts | $2,810 | $555,000 |
| Cash-out refinance | 14 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology