Lender in Arizona · HMDA 2025
New American Funding mortgages in Arizona
New American Funding's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
New American Funding originated 771 owner-occupied single-family loans in Arizona from 895 completed applications.
Its median conventional purchase loan costs were $6,870 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.75% (Arizona: 6.50%).
Loans in AZ
771
of 895 applications
Denial rate
6.8%
Purchase · AZ 8.2%
Rate spread
+0.41 pts
Conv. · AZ +0.11 pts
Loan amount
$345,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 571 | 525 | 6.8% | 6.750% | +0.41 pts | $6,870 | $345,000 |
| Refinance | 121 | 101 | 16.5% | 6.500% | +0.23 pts | $5,750 | $385,000 |
| Cash-out refinance | 203 | 145 | 28.6% | 7.125% | +0.61 pts | $6,580 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mohave County | 3 | 162 | 4.8% |
| Gila County | 19 | 6 | 1.0% |
- New American Funding nationwide
- Arizona mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology