Lender in Georgia · HMDA 2025
New American Funding mortgages in Georgia
New American Funding's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
New American Funding originated 2,823 owner-occupied single-family loans in Georgia from 3,223 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $6,500 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
2,823
of 3,223 applications
Denial rate
5.0%
Purchase · GA 9.9%
Rate spread
+0.34 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,406 | 2,285 | 5.0% | 6.625% | +0.34 pts | $6,500 | $295,000 |
| Refinance | 264 | 199 | 24.2% | 6.375% | +0.17 pts | $7,140 | $335,000 |
| Cash-out refinance | 553 | 339 | 38.7% | 6.990% | +0.77 pts | $8,090 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 90.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wheeler County | 2 | 3 | 13.0% |
| Chatham County | 3 | 298 | 6.5% |
| Long County | 3 | 71 | 9.8% |
| Butts County | 3 | 25 | 6.6% |
| Tattnall County | 3 | 16 | 8.8% |
| Henry County | 4 | 221 | 4.7% |
| Clayton County | 4 | 113 | 3.6% |
| Liberty County | 4 | 87 | 5.7% |
| Effingham County | 4 | 78 | 5.5% |
| Spalding County | 4 | 36 | 3.4% |
| Peach County | 4 | 23 | 6.3% |
| Lamar County | 4 | 20 | 5.8% |
| Jones County | 4 | 13 | 4.1% |
| Macon County | 4 | 2 | 5.6% |
| Houston County | 5 | 166 | 5.2% |
| Bryan County | 5 | 53 | 4.3% |
| Bulloch County | 5 | 30 | 3.5% |
| Bleckley County | 5 | 7 | 5.3% |
| Candler County | 5 | 4 | 5.1% |
| Jeff Davis County | 5 | 4 | 4.8% |
| Rockdale County | 6 | 64 | 3.8% |
| Telfair County | 6 | 2 | 6.5% |
| Bibb County | 7 | 66 | 4.1% |
| Pike County | 7 | 9 | 2.8% |
| Mitchell County | 7 | 3 | 3.1% |
| Whitfield County | 8 | 30 | 3.0% |
| Wayne County | 8 | 8 | 2.5% |
| Dodge County | 8 | 5 | 4.1% |
| Screven County | 8 | 3 | 3.5% |
| Newton County | 9 | 50 | 2.6% |
- New American Funding nationwide
- Georgia mortgage market
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- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology