Lender in Washington · HMDA 2025
New American Funding mortgages in Washington
New American Funding's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
New American Funding originated 1,143 owner-occupied single-family loans in Washington from 1,276 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $7,770 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.875% (Washington: 6.625%).
Loans in WA
1,143
of 1,276 applications
Denial rate
5.6%
Purchase · WA 5.9%
Rate spread
+0.33 pts
Conv. · WA +0.10 pts
Loan amount
$435,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 971 | 914 | 5.6% | 6.875% | +0.33 pts | $7,770 | $435,000 |
| Refinance | 129 | 111 | 14.0% | 6.500% | +0.17 pts | $5,660 | $495,000 |
| Cash-out refinance | 176 | 118 | 31.3% | 6.875% | +0.54 pts | $7,260 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 2 | 27 | 8.0% |
| Yakima County | 3 | 139 | 6.2% |
| Stevens County | 7 | 13 | 2.7% |
| Mason County | 11 | 19 | 1.9% |
| Grays Harbor County | 12 | 18 | 1.7% |
| Kitsap County | 13 | 87 | 2.1% |
| Ferry County | 13 | 1 | 2.6% |
| Skagit County | 14 | 28 | 1.9% |
| Franklin County | 17 | 17 | 1.4% |
| Snohomish County | 18 | 168 | 1.5% |
| Island County | 18 | 17 | 1.3% |
| Benton County | 19 | 39 | 1.2% |
| Pierce County | 20 | 137 | 1.1% |
| Thurston County | 21 | 43 | 1.0% |
| Grant County | 22 | 9 | 0.8% |
| Wahkiakum County | 22 | 1 | 1.7% |
| Lewis County | 23 | 11 | 0.9% |
| Kittitas County | 23 | 6 | 0.9% |
| Douglas County | 23 | 5 | 0.9% |
| Columbia County | 23 | 1 | 1.8% |
| Pend Oreille County | 24 | 2 | 1.3% |
| King County | 25 | 224 | 0.9% |
| Clallam County | 25 | 8 | 0.9% |
- New American Funding nationwide
- Washington mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology