Lender in Pennsylvania · HMDA 2025
New American Funding mortgages in Pennsylvania
New American Funding's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
New American Funding originated 1,687 owner-occupied single-family loans in Pennsylvania from 1,931 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $6,050 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
1,687
of 1,931 applications
Denial rate
4.7%
Purchase · PA 6.7%
Rate spread
+0.37 pts
Conv. · PA +0.17 pts
Loan amount
$275,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,411 | 1,340 | 4.7% | 6.625% | +0.37 pts | $6,050 | $275,000 |
| Refinance | 130 | 95 | 26.9% | 6.250% | +0.10 pts | $9,910 | $315,000 |
| Cash-out refinance | 390 | 252 | 35.1% | 7.000% | +0.95 pts | $8,790 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cumberland County | 4 | 134 | 4.0% |
| Perry County | 4 | 24 | 5.0% |
| Cameron County | 5 | 1 | 4.3% |
| Franklin County | 6 | 92 | 4.5% |
| McKean County | 7 | 4 | 1.8% |
| Lancaster County | 8 | 148 | 2.8% |
| Delaware County | 8 | 135 | 2.2% |
| Schuylkill County | 9 | 34 | 2.3% |
| Warren County | 9 | 6 | 1.8% |
| Juniata County | 10 | 4 | 2.5% |
| Potter County | 10 | 3 | 2.5% |
| Berks County | 11 | 91 | 2.0% |
| Sullivan County | 11 | 1 | 2.2% |
| Dauphin County | 12 | 68 | 2.1% |
| Somerset County | 12 | 8 | 1.3% |
| Monroe County | 13 | 34 | 1.5% |
| Pike County | 13 | 16 | 1.5% |
| Montgomery County | 14 | 117 | 1.2% |
| Wayne County | 15 | 7 | 1.2% |
| Elk County | 16 | 3 | 1.2% |
| Bedford County | 17 | 6 | 1.4% |
| Lebanon County | 18 | 26 | 1.6% |
| Clearfield County | 18 | 9 | 1.3% |
| Lawrence County | 18 | 8 | 0.9% |
| Chester County | 19 | 87 | 1.3% |
| Snyder County | 19 | 3 | 1.2% |
| Bucks County | 20 | 84 | 1.2% |
| York County | 20 | 79 | 1.3% |
| Cambria County | 20 | 12 | 1.1% |
| Carbon County | 20 | 12 | 1.3% |
- New American Funding nationwide
- Pennsylvania mortgage market
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- New American Funding in California
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- New American Funding in Illinois
- New American Funding in Florida
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- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
- New American Funding in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology