Lender in Iowa · HMDA 2025
New American Funding mortgages in Iowa
New American Funding's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
New American Funding originated 1,061 owner-occupied single-family loans in Iowa from 1,133 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $4,130 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.75% (Iowa: 6.375%).
Loans in IA
1,061
of 1,133 applications
Denial rate
3.0%
Purchase · IA 6.3%
Rate spread
+0.35 pts
Conv. · IA −0.05 pts
Loan amount
$205,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 938 | 909 | 3.0% | 6.750% | +0.35 pts | $4,130 | $205,000 |
| Refinance | 84 | 77 | 8.3% | 6.375% | +0.13 pts | $3,950 | $255,000 |
| Cash-out refinance | 111 | 75 | 32.4% | — | — | — | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 68.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clinton County | 1 | 61 | 11.3% |
| Jackson County | 1 | 21 | 12.0% |
| Scott County | 3 | 199 | 7.1% |
| Wright County | 4 | 6 | 6.3% |
| Decatur County | 4 | 5 | 6.3% |
| Madison County | 5 | 13 | 4.3% |
| Clayton County | 5 | 10 | 5.9% |
| Davis County | 5 | 3 | 4.2% |
| Polk County | 6 | 237 | 2.9% |
| Buena Vista County | 6 | 8 | 4.3% |
| Hamilton County | 6 | 5 | 3.5% |
| Linn County | 7 | 111 | 2.9% |
| Benton County | 7 | 21 | 4.8% |
| Cedar County | 7 | 12 | 4.0% |
| Wapello County | 7 | 12 | 3.1% |
| Appanoose County | 7 | 3 | 2.4% |
| Howard County | 7 | 2 | 2.7% |
| Muscatine County | 8 | 16 | 3.8% |
| Clarke County | 8 | 5 | 3.8% |
| Floyd County | 8 | 3 | 3.9% |
| Greene County | 8 | 3 | 2.9% |
| Montgomery County | 8 | 3 | 2.8% |
| Winnebago County | 8 | 3 | 2.9% |
| Page County | 9 | 4 | 2.2% |
| Dallas County | 10 | 59 | 2.3% |
| Warren County | 10 | 31 | 2.5% |
| Marion County | 10 | 10 | 2.2% |
| Webster County | 10 | 7 | 1.8% |
| Fayette County | 10 | 4 | 1.9% |
| Union County | 10 | 3 | 2.3% |
- New American Funding nationwide
- Iowa mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology