Lender in Indiana · HMDA 2025
New American Funding mortgages in Indiana
New American Funding's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
New American Funding originated 836 owner-occupied single-family loans in Indiana from 1,001 completed applications.
Its median conventional purchase loan costs were $5,150 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
836
of 1,001 applications
Denial rate
5.6%
Purchase · IN 7.4%
Rate spread
+0.55 pts
Conv. · IN +0.24 pts
Loan amount
$235,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 628 | 593 | 5.6% | 6.875% | +0.55 pts | $5,150 | $235,000 |
| Refinance | 106 | 75 | 29.3% | — | +0.26 pts | $6,100 | $255,000 |
| Cash-out refinance | 267 | 168 | 37.1% | 7.250% | +1.01 pts | $7,700 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harrison County | 6 | 24 | 4.3% |
| Martin County | 7 | 3 | 3.1% |
| Warren County | 9 | 4 | 3.4% |
| White County | 11 | 7 | 2.1% |
| Morgan County | 12 | 41 | 2.6% |
| Henry County | 12 | 12 | 1.7% |
| Wabash County | 12 | 7 | 1.6% |
| Parke County | 12 | 4 | 2.1% |
| Delaware County | 14 | 24 | 1.7% |
| Jay County | 14 | 3 | 1.6% |
| Washington County | 15 | 5 | 1.5% |
| Madison County | 16 | 35 | 1.7% |
| Cass County | 17 | 6 | 1.2% |
| Fayette County | 17 | 5 | 1.4% |
| Jennings County | 17 | 5 | 1.6% |
| Ripley County | 17 | 4 | 1.3% |
| Floyd County | 18 | 22 | 1.5% |
| Grant County | 19 | 7 | 0.9% |
| Putnam County | 19 | 7 | 1.3% |
| Knox County | 19 | 5 | 1.4% |
| Rush County | 19 | 4 | 1.6% |
| Blackford County | 20 | 2 | 1.4% |
| Orange County | 20 | 2 | 1.1% |
| Lake County | 21 | 100 | 1.4% |
| Lawrence County | 21 | 7 | 1.1% |
| Greene County | 21 | 4 | 0.9% |
| Vigo County | 22 | 11 | 0.8% |
| Owen County | 22 | 3 | 1.1% |
| Spencer County | 22 | 2 | 1.0% |
| Ohio County | 22 | 1 | 1.5% |
- New American Funding nationwide
- Indiana mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology