Lender in Massachusetts · HMDA 2025
New American Funding mortgages in Massachusetts
New American Funding's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
New American Funding originated 871 owner-occupied single-family loans in Massachusetts from 1,004 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $5,620 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
871
of 1,004 applications
Denial rate
4.7%
Purchase · MA 6.3%
Rate spread
+0.38 pts
Conv. · MA +0.02 pts
Loan amount
$415,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 683 | 648 | 4.7% | 6.750% | +0.38 pts | $5,620 | $415,000 |
| Refinance | 112 | 94 | 16.1% | 6.500% | +0.32 pts | $4,960 | $455,000 |
| Cash-out refinance | 209 | 129 | 37.8% | 6.990% | +0.56 pts | $7,540 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hampden County | 6 | 194 | 4.0% |
| Worcester County | 11 | 219 | 2.1% |
| Berkshire County | 11 | 13 | 1.0% |
| Franklin County | 12 | 14 | 2.1% |
| Essex County | 18 | 97 | 1.2% |
| Hampshire County | 19 | 17 | 1.4% |
| Bristol County | 20 | 69 | 1.1% |
- New American Funding nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology