Lender in Maryland · HMDA 2025
New American Funding mortgages in Maryland
New American Funding's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
New American Funding originated 433 owner-occupied single-family loans in Maryland from 584 completed applications.
Its median conventional purchase loan costs were $6,650 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
433
of 584 applications
Denial rate
8.9%
Purchase · MD 8.6%
Rate spread
+0.39 pts
Conv. · MD +0.14 pts
Loan amount
$345,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 314 | 284 | 8.9% | 6.625% | +0.39 pts | $6,650 | $345,000 |
| Refinance | 92 | 71 | 22.8% | — | — | — | $415,000 |
| Cash-out refinance | 178 | 78 | 56.2% | — | — | — | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cecil County | 13 | 27 | 2.0% |
| Garrett County | 13 | 4 | 1.6% |
| Wicomico County | 24 | 12 | 0.9% |
| Allegany County | 25 | 5 | 0.7% |
- New American Funding nationwide
- Maryland mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology