Lender in Maine · HMDA 2025
New American Funding mortgages in Maine
New American Funding's 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
New American Funding originated 295 owner-occupied single-family loans in Maine from 340 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $4,590 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.75% (Maine: 6.625%).
Loans in ME
295
of 340 applications
Denial rate
3.4%
Purchase · ME 8.3%
Rate spread
+0.28 pts
Conv. · ME +0.23 pts
Loan amount
$385,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 239 | 231 | 3.4% | 6.750% | +0.28 pts | $4,590 | $385,000 |
| Refinance | 41 | 33 | 19.5% | — | — | — | $355,000 |
| Cash-out refinance | 60 | 31 | 48.3% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Maine counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cumberland County | 8 | 144 | 3.6% |
| York County | 15 | 51 | 1.6% |
| Sagadahoc County | 15 | 8 | 1.7% |
| Lincoln County | 15 | 7 | 1.7% |
| Knox County | 15 | 6 | 1.5% |
| Washington County | 17 | 3 | 1.1% |
| Oxford County | 18 | 9 | 1.4% |
| Aroostook County | 18 | 6 | 1.0% |
| Androscoggin County | 19 | 19 | 1.3% |
| Somerset County | 20 | 8 | 1.4% |
| Franklin County | 21 | 3 | 1.1% |
| Hancock County | 23 | 6 | 1.1% |
| Kennebec County | 25 | 12 | 0.7% |
- New American Funding nationwide
- Maine mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology