Lender in Oklahoma · HMDA 2025
New American Funding mortgages in Oklahoma
New American Funding's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
New American Funding originated 360 owner-occupied single-family loans in Oklahoma from 452 completed applications.
Its median conventional purchase loan costs were $6,000 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.875% (Oklahoma: 6.625%).
Loans in OK
360
of 452 applications
Denial rate
8.6%
Purchase · OK 7.6%
Rate spread
+0.57 pts
Conv. · OK +0.21 pts
Loan amount
$225,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 269 | 245 | 8.6% | 6.875% | +0.57 pts | $6,000 | $225,000 |
| Refinance | 48 | 36 | 25.0% | — | — | — | $355,000 |
| Cash-out refinance | 135 | 79 | 41.5% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Muskogee County | 3 | 58 | 8.6% |
| Cherokee County | 4 | 31 | 7.8% |
| Alfalfa County | 5 | 1 | 5.6% |
| Blaine County | 6 | 3 | 4.6% |
| Haskell County | 7 | 3 | 3.9% |
| Tillman County | 7 | 2 | 5.7% |
| McIntosh County | 8 | 6 | 3.6% |
| McCurtain County | 8 | 4 | 3.0% |
| Latimer County | 8 | 2 | 4.2% |
| Le Flore County | 10 | 7 | 1.8% |
| Stephens County | 11 | 9 | 2.0% |
| Sequoyah County | 12 | 8 | 1.8% |
| Marshall County | 12 | 3 | 2.1% |
| Adair County | 13 | 2 | 1.6% |
| Grant County | 13 | 1 | 2.6% |
| Texas County | 14 | 2 | 1.3% |
| Atoka County | 15 | 1 | 1.3% |
| Johnston County | 15 | 1 | 1.8% |
| Bryan County | 17 | 4 | 0.8% |
| Wagoner County | 20 | 20 | 1.1% |
| Beckham County | 20 | 2 | 1.1% |
| Garfield County | 22 | 5 | 0.8% |
| Jackson County | 23 | 3 | 1.0% |
| Ottawa County | 23 | 2 | 0.9% |
| Delaware County | 24 | 3 | 0.8% |
| Rogers County | 25 | 14 | 0.9% |
| Woodward County | 25 | 1 | 0.7% |
- New American Funding nationwide
- Oklahoma mortgage market
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- New American Funding in Ohio
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- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology