Lender in Oregon · HMDA 2025
New American Funding mortgages in Oregon
New American Funding's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
New American Funding originated 377 owner-occupied single-family loans in Oregon from 418 completed applications.
Its median conventional purchase loan costs were $5,860 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.875% (Oregon: 6.625%).
Loans in OR
377
of 418 applications
Denial rate
4.3%
Purchase · OR 5.7%
Rate spread
+0.38 pts
Conv. · OR +0.12 pts
Loan amount
$405,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 302 | 289 | 4.3% | 6.875% | +0.38 pts | $5,860 | $405,000 |
| Refinance | 52 | 47 | 7.7% | 6.490% | +0.15 pts | $5,950 | $425,000 |
| Cash-out refinance | 64 | 41 | 35.9% | — | — | — | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wheeler County | 2 | 2 | 18.2% |
| Crook County | 6 | 20 | 4.2% |
| Jefferson County | 6 | 16 | 5.0% |
| Baker County | 11 | 4 | 2.1% |
| Klamath County | 12 | 18 | 2.3% |
| Coos County | 14 | 12 | 1.8% |
| Columbia County | 21 | 6 | 0.9% |
| Deschutes County | 22 | 39 | 1.2% |
| Tillamook County | 22 | 3 | 1.0% |
| Wasco County | 23 | 3 | 1.2% |
| Union County | 24 | 2 | 0.7% |
| Clatsop County | 25 | 4 | 0.8% |
- New American Funding nationwide
- Oregon mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology