Lender in Utah · HMDA 2025
New American Funding mortgages in Utah
New American Funding's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
New American Funding originated 364 owner-occupied single-family loans in Utah from 408 completed applications.
Its median conventional purchase loan costs were $7,590 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).
Loans in UT
364
of 408 applications
Denial rate
2.4%
Purchase · UT 6.5%
Rate spread
+0.27 pts
Conv. · UT +0.05 pts
Loan amount
$415,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 250 | 244 | 2.4% | 6.625% | +0.27 pts | $7,590 | $415,000 |
| Refinance | 52 | 42 | 19.2% | — | +0.09 pts | $6,850 | $385,000 |
| Cash-out refinance | 106 | 78 | 26.4% | 7.000% | +0.52 pts | $8,110 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where New American Funding ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carbon County | 5 | 24 | 7.2% |
| Juab County | 12 | 4 | 2.0% |
| Emery County | 15 | 2 | 1.9% |
| Grand County | 18 | 1 | 1.5% |
| Iron County | 20 | 8 | 0.7% |
| Salt Lake County | 21 | 117 | 0.8% |
| Beaver County | 22 | 1 | 1.0% |
| Weber County | 23 | 50 | 1.0% |
| Box Elder County | 23 | 11 | 0.9% |
| Sanpete County | 25 | 3 | 0.7% |
- New American Funding nationwide
- Utah mortgage market
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- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology