Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Utah · HMDA 2025

Newrez LLC mortgages in Utah

Newrez LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.

Newrez LLC originated 420 owner-occupied single-family loans in Utah from 626 completed applications.

Its median conventional purchase loan costs were $7,200 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.875% (Utah: 6.50%).

Loans in UT
420
of 626 applications
Denial rate
9.6%
Purchase · UT 6.5%
Rate spread
+0.26 pts
Conv. · UT +0.05 pts
Loan amount
$485,000
Purchase · UT $435,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1661489.6%6.875%+0.26 pts$7,200$485,000
Refinance22316224.7%6.500%−0.04 pts$7,070$475,000
Cash-out refinance23711052.7%6.750%+0.33 pts$7,830$395,000

*Conventional loans only; medians with at least 20 loans.

Utah counties where Newrez LLC ranks in the top 25

CountyRankLoansMarket share
Carbon County972.1%
Millard County1031.9%
Summit County13132.0%
Duchesne County1920.9%
Grand County1911.5%
Salt Lake County201310.9%
Washington County22290.8%
Tooele County23181.0%
Cache County24130.7%
Wasatch County2471.0%
Davis County25430.8%
Sevier County2520.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology