Lender in Maryland · HMDA 2025
OriginPoint, LLC mortgages in Maryland
OriginPoint, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
OriginPoint, LLC originated 245 owner-occupied single-family loans in Maryland from 255 completed applications.
Its median conventional purchase loan costs were $7,000 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).
Loans in MD
245
of 255 applications
Denial rate
2.5%
Purchase · MD 8.6%
Rate spread
+0.17 pts
Conv. · MD +0.14 pts
Loan amount
$455,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 239 | 232 | 2.5% | 6.500% | +0.17 pts | $7,000 | $455,000 |
| Refinance | 11 | 11 | — | — | — | — | — |
| Cash-out refinance | 5 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where OriginPoint, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carroll County | 19 | 34 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology