Lender in Washington · HMDA 2025
OriginPoint, LLC mortgages in Washington
OriginPoint, LLC's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
OriginPoint, LLC originated 795 owner-occupied single-family loans in Washington from 825 completed applications.
Its median conventional purchase loan costs were $6,600 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.75% (Washington: 6.625%).
Loans in WA
795
of 825 applications
Denial rate
2.6%
Purchase · WA 5.9%
Rate spread
+0.17 pts
Conv. · WA +0.10 pts
Loan amount
$685,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 622 | 606 | 2.6% | 6.750% | +0.17 pts | $6,600 | $685,000 |
| Refinance | 168 | 157 | 5.9% | 6.550% | +0.14 pts | $4,840 | $715,000 |
| Cash-out refinance | 35 | 32 | 5.7% | 7.125% | +0.50 pts | $4,530 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where OriginPoint, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| King County | 13 | 533 | 2.0% |
| Kittitas County | 22 | 7 | 1.0% |
| Snohomish County | 24 | 117 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology