Lender in Colorado · HMDA 2025
OriginPoint, LLC mortgages in Colorado
OriginPoint, LLC's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
OriginPoint, LLC originated 320 owner-occupied single-family loans in Colorado from 338 completed applications.
Its median conventional purchase loan costs were $6,030 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.60% (Colorado: 6.50%).
Loans in CO
320
of 338 applications
Denial rate
3.3%
Purchase · CO 6.3%
Rate spread
+0.21 pts
Conv. · CO +0.04 pts
Loan amount
$525,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 275 | 266 | 3.3% | 6.600% | +0.21 pts | $6,030 | $525,000 |
| Refinance | 48 | 42 | 12.5% | — | +0.14 pts | $4,570 | $635,000 |
| Cash-out refinance | 15 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where OriginPoint, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grand County | 5 | 11 | 3.8% |
| Routt County | 13 | 5 | 1.5% |
| Broomfield County | 18 | 13 | 1.2% |
| Eagle County | 18 | 5 | 0.9% |
| Morgan County | 19 | 5 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology