Lender in California · HMDA 2025
OriginPoint, LLC mortgages in California
OriginPoint, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
OriginPoint, LLC originated 1,042 owner-occupied single-family loans in California from 1,108 completed applications.
Its median conventional purchase loan costs were $7,990 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
1,042
of 1,108 applications
Denial rate
3.7%
Purchase · CA 8.9%
Rate spread
+0.20 pts
Conv. · CA +0.09 pts
Loan amount
$925,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 862 | 823 | 3.7% | 6.750% | +0.20 pts | $7,990 | $925,000 |
| Refinance | 168 | 154 | 7.1% | 6.500% | +0.03 pts | $4,830 | $965,000 |
| Cash-out refinance | 78 | 65 | 15.4% | 6.875% | +0.38 pts | $5,440 | $695,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where OriginPoint, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Santa Barbara County | 5 | 98 | 3.6% |
| Alpine County | 6 | 1 | 8.3% |
| Marin County | 9 | 60 | 2.7% |
| San Francisco County | 14 | 84 | 1.7% |
| Nevada County | 21 | 10 | 0.8% |
| San Mateo County | 22 | 59 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology