Lender in Colorado · HMDA 2025
Pennymac Loan Services, LLC mortgages in Colorado
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,543 owner-occupied single-family loans in Colorado from 1,852 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $6,030 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
1,543
of 1,852 applications
Denial rate
11.2%
Purchase · CO 6.3%
Rate spread
+0.04 pts
Conv. · CO +0.04 pts
Loan amount
$515,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 964 | 845 | 11.2% | 6.500% | +0.04 pts | $6,030 | $515,000 |
| Refinance | 597 | 486 | 12.1% | 6.125% | −0.13 pts | $5,090 | $495,000 |
| Cash-out refinance | 291 | 212 | 25.1% | 6.624% | +0.15 pts | $7,720 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gilpin County | 6 | 4 | 3.4% |
| Teller County | 7 | 12 | 2.1% |
| Chaffee County | 7 | 10 | 2.6% |
| Otero County | 7 | 6 | 3.4% |
| Douglas County | 8 | 160 | 1.9% |
| Boulder County | 8 | 96 | 2.4% |
| Park County | 8 | 8 | 1.9% |
| Clear Creek County | 8 | 5 | 2.8% |
| Gunnison County | 8 | 5 | 2.3% |
| Logan County | 8 | 5 | 2.2% |
| Denver County | 9 | 153 | 1.7% |
| Summit County | 9 | 13 | 2.6% |
| Morgan County | 9 | 9 | 2.3% |
| Archuleta County | 9 | 6 | 2.4% |
| San Juan County | 9 | 1 | 9.1% |
| El Paso County | 10 | 264 | 1.8% |
| Jefferson County | 10 | 163 | 1.7% |
| Moffat County | 10 | 4 | 2.3% |
| Fremont County | 11 | 14 | 2.1% |
| La Plata County | 11 | 12 | 1.7% |
| Montrose County | 11 | 11 | 1.9% |
| Routt County | 11 | 6 | 1.8% |
| Arapahoe County | 12 | 137 | 1.4% |
| Mesa County | 12 | 40 | 1.5% |
| Broomfield County | 12 | 21 | 1.9% |
| Elbert County | 12 | 15 | 1.7% |
| Garfield County | 13 | 12 | 1.6% |
| San Miguel County | 13 | 2 | 2.5% |
| Grand County | 16 | 5 | 1.7% |
| Phillips County | 16 | 1 | 2.0% |
- Pennymac Loan Services, LLC nationwide
- Colorado mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology