Lender in Illinois · HMDA 2025
Pennymac Loan Services, LLC mortgages in Illinois
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,866 owner-occupied single-family loans in Illinois from 2,416 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $6,980 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
1,866
of 2,416 applications
Denial rate
18.3%
Purchase · IL 9.2%
Rate spread
+0.37 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 727 | 586 | 18.3% | 6.750% | +0.37 pts | $6,980 | $325,000 |
| Refinance | 1,102 | 884 | 12.4% | 6.375% | +0.02 pts | $3,820 | $295,000 |
| Cash-out refinance | 587 | 396 | 31.0% | 6.875% | +0.49 pts | $6,610 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 58.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Union County | 4 | 7 | 6.5% |
| Pope County | 7 | 2 | 6.3% |
| Jo Daviess County | 8 | 6 | 3.4% |
| Richland County | 8 | 2 | 3.2% |
| Moultrie County | 11 | 4 | 2.8% |
| Jackson County | 12 | 9 | 2.7% |
| Coles County | 12 | 6 | 1.6% |
| McDonough County | 12 | 3 | 1.4% |
| Clay County | 12 | 2 | 2.4% |
| Pike County | 12 | 2 | 2.9% |
| Lake County | 13 | 143 | 1.6% |
| Jefferson County | 13 | 7 | 2.6% |
| Fulton County | 13 | 6 | 1.6% |
| Wabash County | 13 | 2 | 2.5% |
| Wayne County | 13 | 2 | 2.3% |
| Clark County | 14 | 3 | 2.3% |
| Kankakee County | 15 | 20 | 1.5% |
| Livingston County | 15 | 9 | 1.8% |
| Woodford County | 15 | 7 | 1.3% |
| Franklin County | 15 | 5 | 1.5% |
| Bond County | 15 | 3 | 1.7% |
| Cook County | 16 | 683 | 1.3% |
| Will County | 16 | 130 | 1.2% |
| St. Clair County | 16 | 58 | 1.6% |
| Kendall County | 16 | 45 | 1.7% |
| Tazewell County | 16 | 21 | 1.2% |
| Peoria County | 16 | 20 | 0.9% |
| Adams County | 17 | 5 | 0.9% |
| Carroll County | 17 | 3 | 2.2% |
| Saline County | 17 | 3 | 1.7% |
- Pennymac Loan Services, LLC nationwide
- Illinois mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology